debit card,
yurkaria arkadaslarinda belirttigi gibi ABD'de check hesabi olanlara verilir ve visa veya master card gibi kullanilir ama odeme hesabinizdan uc gun icerisinde cekilir. ATM olarakta bankamtiklerden para cekilebilir.



ATM card,
bu kard sadece savings account icin istege gore verilir... sadece bankamatikten para cekmeye yarar. Magazalarda debit card veya kredi karti gibi kullanamazsiniz.



Bildigim kadari ile, Turkiye'deki bankalardan alinan ATM kartlarinin "hepsi" hem bankamatiklerden para cekmek, hemde magzalarda kredi karti gibi kullanilabiliyor. Taksitli alisveris icin kullanilamadigini tahmin ediyorum.




Charge Card:
Yukarida arkadaslarin belirttigi gibi yusek faizle taksitle alis veris yapilabilen Beymen Card, Sears Card, Macy's Card gibi kartlarin genel adidir. Asigda verdigim kaynaktada belirtildigi gibi Kredi Kartlarindan farklidir...

"These company based charge cards were limited by their use exclusively through the issuing company."



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History of the Credit Card Industry

The following is a brief history of the credit card industry from birth to present. Various references were used in compiling this information.

Charge cards can be dated back to the early 1900s. In 1914, what seems purely as a customer service goodwill gesture, Western Union gave some of their prominent (preferred) customers a metal card to be used in deferring payments—interest free—on services used. One source said this card became known as “Metal Money.”

As time progressed so did the charge card. Up till the start of WW II, department stores, communication companies, travel and delivery companies, and oil companies had extended this service to their preferred customers. These company based charge cards were limited by their use exclusively through the issuing company. These companies issued the cards, processed the transactions, and collected the debts from the customer.






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Note added at 2003-04-08 04:37:26 (GMT)
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http://http://www.123merchants.com/history.html